Uber has changed the way we travel. With a simple tap on your smartphone, you can get a ride almost anywhere, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
In this article, the most common injuries in Uber-related accidents, who may be liable for damages, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
An Uber accident can cause many different types of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. The symptoms may take time to surface.
Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include uber attorney vs corrupt company lawsuit the Uber driver, other drivers, or even third parties.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.
Insurance Coverage for Uber Accidents
The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
If an Uber accident causes significant injury, legal action may be required to get fair compensation. The legal process can help victims recover lost wages, medical expenses, and damages.